RCM has the capability to effectively manage and enhance every kind of tax deferred account for an individual investor. Individual Retirement Accounts (IRAs) such as Rollover IRAs, Traditional IRAs, Roth IRAs, Coverdell Education IRAs, and SEP IRAs are among those types of accounts that enjoy these tax benefits. For all tax deferred accounts which require minimum distributions (MRDs), RCM will automatically calculate those and encompass those MRDs as part of the investment strategy.
With the tax benefits of Individual Retirement Accounts, it is extremely important that a qualified individual investor maximize the potential growth of these accounts.
RCM’s investment strategy is conducive to that goal, insofar as it reduces risk while maximizing returns.
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For each Individual Retirement Account or tax deferred account, RCM will design and implement an academically defined, analytically constructed portfolio for a custom fit.
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RCM will carefully evaluate each client’s time horizon, risk tolerance, goal, liquidity needs, and cash flow when developing each custom portfolio.
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RCM will develop an Investment Policy Statement, as an integral part of the investment process.
In addition, RCM will provide detailed and informative quarterly reports as well as encourage quarterly client/advisor meetings. During these meetings, investment results and strategies will be reviewed to ensure both client and advisors are focused on the same risk/return goals for each portfolio. |
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