Taxable Accounts

RCM’s after tax investment strategy is most effective for individuals or joint account holders desiring investment asset growth coupled with the minimum tax burden.  RCM utilizes true institutional asset class tax managed funds for these portfolios.  The goal of these investments is to avoid short term capital gains, and harvest capital losses where applicable, thus limiting the pass through tax burden on the investor, while also delivering the returns of the respective asset classes.  Also, the buy and hold strategy coupled with extremely low turnover of passive asset class/index funds is also extremely effective in limiting the tax burden to the individual.  In addition to the tax-managed investments, RCM utilizes effective management techniques to limit taxes to the investor. For each account, RCM will design and implement an academically defined, analytically constructed portfolio custom fit for each client. RCM will carefully evaluate each client’s time horizon, risk tolerance, goal, liquidity needs, and cash flow when developing each custom portfolio. RCM will develop an Investment Policy Statement as an integral part of the investment process. In addition, RCM will provide detailed and informative quarterly reports and encourage quarterly client/advisor meetings.  During these meetings, investment results and strategies will be reviewed to ensure both client and advisors are focused on the same risk/return goals for each portfolio.