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Qualified Retirement Plans Built for Your Business

At Rogers Wealth Group, we can implement a variety of retirement plans to better suit your needs. From 401(k)s, 403(b)s, Cash Balance, and beyond we will be your one stop shop for all things retirement plans.

Retirement Plans Plans Built for Your Business

Custom plans tailored to suit your business.

Enrolling and managing qualified plans are so much simpler than you think — when you have the right partner. Rogers Wealth Group offers customizable retirement plans to help your team get the future they deserve.

Why offer a Qualified Retirement Plan?

A solid retirement plan option helps you attract and retain top talent while simultaneously supporting you and your employees in building a secure retirement. Built the right way, your retirement plan can be one of the most tax-efficient way to save and grow for your retirement.
In today’s competitive job market, employees place a significant emphasis on benefits, including retirement savings options. A robust retirement plan can set a company apart from competitors and serve as a key incentive for prospective employees to join the organization and for current employees to stay.
A qualified retirement plan provides employees with a structured and tax-advantaged means to save for their future. By offering a retirement plan, employers help employees take control of their finances.
Qualified retirement plans offer tax advantages for both employers and employees. Contributions made by employees to the retirement plan are typically tax-deductible, reducing their taxable income. Employers may also benefit from tax deductions for employer contributions made to the plan.
A well-designed retirement plan can foster a sense of loyalty, engagement, and commitment among employees. When employees feel that their employer is invested in their long-term financial well-being, they are more likely to be dedicated to the success of the organization. 

What We Handle

3(16) Recordkeeping and Administrative Services

The goal of a 3(16) fiduciary is to take on some or all of the employer’s fiduciary duties related to plan administration and reduce the administrative hassle involved in managing 401(k) plans, ESOP plans, or KSOP plans.

3(38) Investment Advisory Services

Without a 3(38) fiduciary, plan administrators are on the hook for selecting, managing, and monitoring the investments offered in their retirement plan. Partnering with Rogers will allow you to focus on running your business, so we can run your plan.

Plan Audit Assistance

We prepare and gather all information needed for your plan audit so you don’t have to.

Employee Education and Enrollment Services

We provide in-person or online enrollment meetings as well as full access to our financial advisors.

Our Administrative Services Include:

  • Mail Operation and Scanning
  • Workflow Management
  • Daily Reconciliation of Assets
  • Development of International Controls
  • Trading
  • Serve The Plan as an Ersa 3(16) & 3(38) Fiduciary
  • Plan Document, Adoption Agreements, and Summary Plan Description
  • Custom Plan Design To Maximize Efficiency
  • Plan Setup
  • Participant Setup
  • Coordination of Plan Conversion
  • Reconciliation of Conversion Data (Assume Acceptable Electronic Receipt From Prior Recordkeeper)
  • Asset Transfer
  • Plan Sponsor Services:
    • Plan Level Inquiries
    • Plan Maintenance / Financial Transactions
    • Plan Report Processing
    • Quality Control of Plan Processing Activities
  • Plan Amendments
  • Annual Deferral Limit Monitoring
  • Calculation of Required Minimum Distributions
  • Annual Compliance Testing
    • Deferrals
    • Match
    • 415 Annual Addition Limits
    • Coverage Testing
  • Form 5500 Reporting
  • Form 8955 Ssa
  • Summary Annual Report
  • Mandatory Federal and State Withholding Submission and Reporting
  • Tax Reporting (1099-R)
  • Fee Disclosures
  • Transaction Processing
  • Census Data Collection and Verification
  • Assist In Determining Eligibility
  • Vesting Status Updates
  • Contribution Calculations
  • Loans
  • Distributions (In-Service, Term, RMD)
  • Disqualified persons
  • Synthetic Equity
  • 409(p) Anti-Abuse Rules and Testing
  • Share release calculations & reshuffling
  • S Corporation Distribution/Dividend processing
  • Participant Conversion, Enrollment, and Education Materials (If Desired)
  • Participant Enrollment Process (Paper and Online)
    • Pin Changes
    • Account Inquiry
    • Account Changes
    • Transfers
  • Participant Quarterly Statements
  • Correspondence / Required Notices
  • Participant Activity Confirmation Statement
  • Spanish/Translation
  • Employer Quarterly and/or Year-End Valuation Reports (Online)
    • Trust Reports
    • Contribution Reports
    • Distribution Reports
    • Plan Forfeiture
    • Vesting Status
    • Participant Termination

You Manage the Business — We’ll Invest in the Rest

Learn how easy it is to enroll, manage, and help your employees save for retirement.
Qualified Retirement Plans